Terms & Conditions

1. Introduction

1.1 Welcome to SpreadAngel.com and our related applications (our “Site”). Our Site is owned and operated by Spread Angel Ltd (‘we’, ‘us’ or ‘our’).

1.2 Please read these terms and conditions of use (“Terms”) before using our Site. By using our Site you are agreeing to be bound by these Terms. If you don’t wish to be bound by what you read below, you shouldn’t use SpreadAngel.com.

1.3 We may make changes to these Terms at any time. We will let you know what these changes are by posting them to this page, but it is your responsibility as a user to make sure that you are aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted. If you continue to use our Site after the posting of changes to these Terms, it means that you accept any such changes.

2. What we do

Our Site is all about sharing information on Spread Betting, Forex & CFDs. We provide general information, tools and services on many of the spread betting brokers in order to help save you time and money.

3. What we don’t do

Our information does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. As general policy we don’t vet them on customer service or investigate their solvency. Given that the impact of any information expressed on our Site can vary widely based on your particular circumstances, you should always carry out your own research into the broker that is of interest to you.

4. Privacy Policy

We take your privacy seriously. Please read our Privacy Policy to see how we manage the information you share with us.

5. Links

5.1 Our Site does include details on, or links through to, information provided by other websites. We don’t control the accuracy or completeness of that information. You take full responsibility for using that information and verifying it and for any decision to use, purchase or refrain from purchasing any of the services or products mentioned on a linked site. If you do sign up to a Spread Betting, Forex or CFD provider please read their contract carefully before making your decision. Remember, your contract for those products or services will be with them, not us.

5.2 When you use other websites, any personal information you give them will be dealt with in line with their privacy policies, not ours, so please read the privacy policies of each and every such website before using them!

5.3 Some of the links included on our Site are affiliated links. These are links which take you directly or indirectly to a financial product provider and which may result in us receiving a fee or commission as a consequence of you clicking through to their site or purchasing a product from them. However our independence is paramount to us and our selection of links is not influenced by any fee/commission received by financial providers.

5.4 You are welcome to link to our Site if you comply with the terms set out in this section and all applicable laws. Any site or service that links to our Site:

5.4.1 mustn’t otherwise use any of our trade marks or logos without our written consent;
5.4.2 may link only to our homepage if we have given you our prior written consent;
5.4.3 mustn’t in any way imply that we are endorsing it or its products or services;
5.4.4 mustn’t misrepresent its relationship with us or present false information about us;
5.4.5 mustn’t infringe any intellectual property or other rights of any person or otherwise not comply with all relevant laws and regulations;
5.4.6 mustn’t contain content that could be considered distasteful or offensive. If you breach these terms, then we have the right to require that your link is removed and to take whatever other action we think appropriate.

6. Our content

6.1 All of the content on our Site is owned by us or our licensors and is protected by English and international copyright laws.

6.2 Our content includes any information or other material found on SpreadAngel.com, including tools, Forum, articles, databases, graphics, software and all other features of our Site. You are allowed to use our content for personal, non-commercial use only. You may make one copy of extracts from this Site on any single computer for personal, individual use only, provided that all copyright and proprietary notices are kept intact. Apart from that, none of our content may be republished, posted, transmitted, stored, sold, distributed or modified without our prior written consent.

7. Social Media

7.1 We encourage debate and the sharing of information between our users. However, we do require that your use of Social Media and any other communication systems that we provide is lawful and in accordance with these Terms and Condition.

7.2 You may not use Social Media or any other communication systems for any illegal purpose and in particular you may not:

7.2.1 post or transmit material that infringes the intellectual property or other rights of others or post or transmit any material that is unlawful, obscene, libellous, threatening, harassing, abusive, hateful, or embarrassing to any other person as determined by us in our sole discretion;
7.2.2 post or transmit advertisements for or solicitations of business (whether openly, or under the false guise of an unconnected party);
7.2.3 after receiving a warning, continue to disrupt the normal flow of dialogue, or post or transmit comments that are not related to the topic being discussed;
7.2.4 post or transmit chain letters or pyramid schemes;
7.2.5 impersonate another person;
7.2.6 disguise the IP address of the connection used to post any message;
7.2.7 post or transmit any files containing viruses or other harmful computer code;
7.2.8 harvest or otherwise collect or use information about others, including email addresses, without their explicit consent;
7.2.9 allow any other person or entity to use your identification for posting or viewing comments or for communicating with other users;
7.2.10 post the same note more than once or ‘spam’;
7.2.11 knowingly post untrue information about another person or business with the intention of harming their reputation or livelihood;
7.2.12 engage in any other conduct that restricts or inhibits any other person from using or enjoying these areas of our Site, or which, in our judgement, exposes us to any liability or detriment of any type;
7.2.13 intentionally make false or misleading statements about investments, their price or their prospects. If you do, you may be committing a criminal offence;
7.2.14 post either intentionally or otherwise, any material that could have the effect of manipulating the market value of any investment. This may be a criminal offence; or
7.2.15 give investment advice by way of business or make financial promotions.

7.3 Please note that any posting of information on Social Media or any other communications system is the opinion of the person posting only and in no way reflects our opinions or attitudes.

7.4 We don’t monitor the use of Social Media or any other communications systems, so we rely on you to inform us if you spot any abuse or inappropriate behaviour, in which case we will review specific postings. If you feel you have been threatened or damaged or if you believe any infringement of your rights may have occurred through our Site, please contact us at office@spreadangel.com.

7.5. If you believe that any content on our Site is defamatory of you or your business, please inform us, using either the “report” button by the post in question or by emailing us office@spreadangel.com, including the following information:

7.5.1 your name and email address;
7.5.2 where on our Site or social media the statement was posted (please include a link);
7.5.3 what the statement says and why you think it’s defamatory of you;
7.5.4 what aspects of the statement are factually inaccurate;
7.5.5 what meaning you give to the statement;
7.5.6 confirmation that you don’t have enough information about the user who wrote the post to pursue them directly;
7.5.7 whether we can provide your name and email address to the user who wrote the post.

7.6 We reserve the right (but we are not obliged) to do any or all of the following:

7.6.1 record the communications in Social Media and any other comms systems;
7.6.2 investigate a claim that any one or more communications does not conform to the terms of this clause 8 and determine in our sole discretion to remove or request the removal of the communication(s);
7.6.3 remove without notice communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms;
7.6.4 terminate a user’s access to post messages to any or all of these areas;
7.6.5 monitor, edit, or disclose any communication in these areas;
7.6.6 edit or remove any communication(s) posted on our website, regardless of whether such communication(s) breaches these Terms;

7.7 You must not use Social Media to argue about any decision of the Spread Angel Team.

8. Spread Angel Personalised Tools

8.1 We offer a personalised tool called ‘Angel Alerts’

8.2 Our Angel Alerts service allows you to tell us which financial markets you typically trade and who your existing provider is. This enables us to frequently compare the brokers so we can alert you if we find a cheaper provider.

8.3 The comparison data will be based on the information you have provided, so will only be as accurate as the details you give. We will run frequent searches against SpreadAngel.com data and using this information and will contact you if we find there is a saving to be made.

9. Disclaimer of warranties and liability

9.1 We provide our Site in good faith but we can’t and don’t warrant the completeness, truth or accuracy of the information or other content or postings found on our Site, or their usefulness for any particular purpose. You acknowledge and agree that you bear full responsibility for your own research and decisions and that we shall not be liable for any action that you or others take or don’t take based on your use of or reliance on information provided by us or other users of our Site.

9.2 We don’t promise that your access to our Site, or its content will be delivered uninterrupted, timely or error-free, or that the Site will be free from viruses or other harmful properties. It’s your responsibility to implement satisfactory safeguards and procedures to make sure any files you obtain through our Site are free from such contaminations or other harmful properties.

9.3 The effect of what is set out here is that you agree that under no circumstances will we be held liable for any direct, indirect, incidental or other type loss or injury resulting from your use, or downloading of any content on our Site.

10. Indemnity

You agree to indemnify, defend and hold harmless us, our directors, officers, employees and licensors from and against any claim, liability, cost, damage or loss we may incur (including reasonable legal fees) as a result of any material that you post or transmit on our Social Media or via any other communications systems, any actions you take which disrupt access to and/or the functioning of our Site or any breach by you of your obligations under these Terms.

11. General

11.1 If any of these provisions is deemed invalid, void or unenforceable that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.
11.2 Our Site is primarily directed to users in England and Wales.
11.3 These Terms shall be governed by the laws of England and any dispute between us will be resolved exclusively in the Courts of England.

12. Contact us

Our Site is owned and operated by:

SpreadAngel.com Ltd
Registered office: Yew Trees, Rogerstown, Cowden, Kent, TN8 7EH Registered in England & Wales with company number: 9063246

If you have any questions about our Site or these Terms and Conditions, please contact us in writing at Spread Angel Ltd Yew Trees, Rogerstown, Cowden, Kent, TN8 7EH.

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